Vongsengchanh, L, S Phinsavath, Ph Chanthamaly, S Khonglaliane, and Th Vongsouvanh. “Research on the Factors Affect the Opportunity of Access to Funds of SMEs In Northern Lao. PDR”. Scientific Journal of National University of Laos 22 (May 21, 2024). Accessed September 19, 2024. https://lajd.org/index.php/sjnuol/article/view/181.